GRD Finance Private Limited is a pioneering DataTech Non-Banking Finance Company (NBFC) specializing in MSME and Small Business financing. With the power of advanced data analytics and a strong nationwide distribution network, we are committed to bridging India’s small business credit gap. We provide customized and accessible credit solutions to Micro, Small, and Medium Enterprises (MSMEs) across the country.
At GRD Finance, we strongly believe in the vision that #MSMEAcchaHai.
We empower businesses with seamless digital lending solutions, ensuring faster, smarter, and more accessible finance across India.
Our revolutionary proprietary underwriting model, GRD Score 3.0, leverages advanced AI/ML technology to deliver accurate credit-risk assessments and real-time business credit solutions. It evaluates customers using key data sources such as credit bureau reports, banking statements, and GST information to ensure precise and reliable lending decisions.
Enhanced Accuracy
Utilizes AI/ML to deliver precise credit risk assessments, reducing the chances of errors in evaluating creditworthiness.
Improved Risk Assessment
Accurately identifies and mitigates potential risks, protecting both lender and borrower.
Increased accessibility
Makes credit more accessible to MSMEs by leveraging non-traditional data sources for credit evaluation.
Dynamic Adjustments
Continuously learns and adapts to new data, improving its predictive accuracy over time.